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The time to secure financing is BEFORE you find the right home. Why? It is common for mistakes to be included in credit information. By finding any mistakes on your credit early you have a chance to correct the information and improve your credit scores; potentially getting you a better rate and saving you thousands of dollars over the life of the loan. Also, being pre-approved for a loan before you make an offer to purchase makes your offer look more attractive to Sellers.
By completing the form below you can request rate information from local loan officers who want to compete for your business. For information about these loan officers CLICK HERE.
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Richard Swan
Loan Officer/Mortgage Specialist
Mortgage Investors Group
(VOL) 691-8910 Ext. #246
1-888-809-1250 Ext. #246
Cell: (865) 742-3384
email: Richards@migonline.com
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As you consider financing for your home, I want to take a moment to acquaint you with my "customer for life" philosophy.
As a fourth generation East Tennessean, I know that the reputation established in a community follows a person throughout their life. I constantly encounter former classmates, associates, friends, and past employees who greet me with respect, reflecting the respect I have shown to them throughout the years.
For most people, their home represents the single most important investment of their lives. As an investment, it matters not only what you do now, but what you plan for the future. I will take the time to develop the best loan package for your needs.
When you choose a lender, you should compare rates, listen to their promises, but select a lender you trust and respect. In the end, I will deliver the best overall loan program, service, and rate for your situation now, and in the future.
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Christie Spencer
Home Mortgage Consultant
Wells Fargo
(865) 862-1187
800-981-9031
Cell: (865) 454-0604
Fax: (865) 531-5855
email: Christie.M.Spencer@wellsfargo.com
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Welcome! Looking for a local, experienced and professional mortgage expert? I know that the pressure of getting the best rate and the least amount of closing costs are your main concern. Here is where I am a different type of Mortgage Broker; my goal is to become the only lender you, your family and friends think of when they think of a Mortgage. Whether it is a primary, investment, land or commercial loan, I will always be here for you with the right answers. I have a firm belief that if you treat all people as you would if it were your own family, you will create a lifelong relationship, one that is built on trust and respect.
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Sharon Morris-Rayfield
Senior Loan Specialist
Mortgage Solutions of Knoxville, LLC.
Mobile: 865-748-4055
Direct Line: 865-609-1060
email: sharonrayfield1@cs.com
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EXPERIENCE, EASE, and POSITIVE RESULTS are the desired
components in any financial endeavor. With my 27 successful
years in the financial industry, lending for residential and
commercial properties statewide, with access to national
lending for properties located within the continental United
States, and being a lifelong resident of East Tennessee,
you can expect and enjoy the comfort of having one person
guide you through your entire informative, stress free loan
process from start to finish, a friend and business partner
always with your best interests in mind, now and in the future.
With a name well known for honesty, professionalism,
and integrity, you can be assured that the loan programs offered
to you will be the very best to suit your financial needs. 100%
financing is available, minimizing your out of pocket expense,
and all credit, job time and income situations are considered.
I am accessible 24 hours a day by phone or e-mail, and I look
forward to providing you with a personal, hands on approach
with no surprises, to assure you of your home ownership or
investment property goals. So, welcome to our area, my
lifelong home...your new home! When would you like to close?
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| This site is provided as a service by Chuck
Cook, REALTOR®,
e-PRO®, GRI®, a Licensed Real Estate Agent in Tennessee.
Certain information is provided from the local Multiple Listing
Services including the Knoxville Area Association of REALTORS (KAAR)
and the Great Smoky Mountains Association of REALTORS (GSMAR) and
is made available through their respective Internet Data Exchange
(IDX) Services. All information is deemed to be reliable but is
not guaranteed. Chuck is a proud associate of Realty Executives Advantage
in Seymour, Tennessee and is a member of the Knoxville Area Association
of REALTORS, the Great Smoky Mountains Association of REALTORS,
the Tennessee Association of REALTORS, and the National Association
of REALTORS. All real estate transactions in Tennessee are governed
by the rules of the State of Tennessee Department of Commerce and
Insurance as well as by the Tennessee Real Estate Commission (TREC).
You can reach TREC by calling 1-800-342-4031, or visit them online
at http://www.state.tn.us/commerce/boards/trec.
If you choose to provide me with your contact information you are consenting to be contacted by email, phone, or any other contact method which you provide me. |
Realty Executives Advantage • 405 Boyds Creek Highway • (865)
609-7654 • Seymour, TN 37865
Each Office Independently Owned and Operated
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